July, 22 2005

Secondary Mortgage Market

Liability Company

• Government of the Republic of Indonesia Regulation No. 5/2005 regarding the Government of Republic Indonesia Capital Investment for Establishment of Limited Liability Company dated February 7, 2005, last amended by Government of the Republic of Indonesia Regulation No. 75/2011 regarding the Government of Republic of Indonesia Capital Investment for Establishment of Limited Liability Company in Mortgage Financing No. 5/2005.
• Presidential Regulation No. 19/2005, last amended by Presidential Regulation No. 101/2016.
• Deed No. 59 dated July 22, 2005, drawn up before Imas Fatimah, SH, Notary in Jakarta, approved by the Ministry of Law and Human Rights of the Republic of Indonesia as stated in the Decree No. C-20694.HT.01.01.TH.2005 dated July 26, 2005, and published in the State Gazette of the Republic of Indonesia No. 69 dated August 30, 2005, Supplement No. 9263,State Gazette of the Republic of Indonesia No. 53 dated July 3, 2009, Supplement No. 17294.
• State Gazette of the Republic of Indonesia, dated August 30, 2005 No. 69, Supplement No. 9263, State Gazette of the Republic of Indonesia No. 53 dated July 3, 2009, Supplement No. 17294, which was subsequently amended through Deed No. 02A dated June 3, 2015 made before Ir. Nanette Cahyanie Handari Adi Warsito, SH, Notary in Jakarta as stated in the Decree of the Minister of Law and Human Rights No. AHU-0938942.AH.01.02 Year 2015 dated July 8, 2015 and has entered into the Company’s Register No. AHU-3530421.AH.01.11. 2015 dated July 8, 2015, and lastly amended through Deed No. 33 dated February 22, 2017, made before Ir. Nanette Cahyanie Handari Adi Warsito, SH, Notary in Jakarta, was accepted and registered to the Minister of Law and Human Rights as stated in the Decree of the Minister of Law and Human Rights No. AHU-AH.01.03.0081980 dated February23, 2017, and latest composition of the Board of Directors based on the Deed No. 70 dated June 13, 2017, made before Ir. Nanette Cahyanie Handari Adi Warsito, SH, Notary in Jakarta, was accepted and registered to the Minister of Law and Human Rights as stated in the Decree of the Minister of Law and Human Rights No. AHU-AH.01.03-0149891 dated July 4, 2017.
• Regulation of The President of Republic Indonesia Number 100 of 2020 concerning the Third Amendment to Regulation of The President of Republic Indonesia Number 19 of 2005 concerning Secondary Housing Financing
• Government Regulation of the Republic of Indonesia Number 57 of 2020 concerning Second Amendment to Government Regulation Number 5 of 2005 concerning State Equity Participation of the Republic of Indonesia for the Establishment of Limited Liability Companies (Persero) in the Sector of Secondary Housing Financing

Rp 27.000.000.000.000

Rp 8.550.000.000.000

8.550.000 sheet

1. Does not issue shares.
2. Does not have an ESOP policy.
3. Does not present a shareholding structure diagram

The Company has no subsidiaries and has never acquired any company until this Annual Report is published, thus the Company cannot present such information.

Articles of Association